Early signals for detection
Phone numbers, crypto wallets, links, profiles and, where they are visible, payment details tied to live scams. Each arrives as an alert with its source and context, ready for the detection you already run.
Scams start long before your bank sees them.
Crypto and investment scams are run by organised networks. They use fake endorsements and AI-generated videos on social media to draw people in, then move them between platforms before anyone is asked to pay. Azonic Lighthouse watches for these operations early. Azonic Vantage traces the networks behind them, from the accounts and wallets to the people directing them.
The payment is the last step, not the first.
By the time a transaction alert fires, a scam has usually been running for days or weeks. Organised networks run fake investment platforms and crypto schemes at scale, promoted through AI-generated videos, fake celebrity endorsements and impersonated brands across social media and group chats.
The cost lands with the bank. Reimbursement claims have to be investigated. Mule accounts and crypto off-ramps have to be traced. Each decision has to stand up to the customer, the regulator and the board. Banks have strong controls at the payment. The time goes on the work before and after it.
NZ$265m
Lost to bank scams in New Zealand
In the 12 months to October 2025, across the 12 banks reporting to the Payments NZ Reported Fraud Monitor.
MBIE Consumer Protection, 17 Nov 2025A$2.18bn
Scam losses reported in Australia in 2025
Up 7.8% on 2024. Investment scams were the largest category, at A$837.7m.
National Anti-Scam Centre, Targeting Scams 2025£221.5m
Lost to investment scams in the UK in 2025
Up 40% on 2024, across 14,893 cases. The largest share of APP fraud losses, often starting with fraudulent adverts on social media.
UK Finance, Annual Fraud Report 2026Earlier signals in, clearer findings out.
Lighthouse covers the stretch before the payment. Vantage takes the work from the first signal or the first alert to a finding someone can act on. Your fraud controls and transaction monitoring stay where they are.
Lighthouse
Before the payment.
Lighthouse watches the places where scams are advertised and organised, including fake endorsements and scams that impersonate your bank, and tells your team what needs attention. It adds three things to the controls you already run.
Evidence to get it taken down
Each alert carries what a platform needs to act on a report: where the content is, what it shows and when it was seen.
Reporting over time
A view of how the scams targeting your customers are changing, for your team and the people you report to.
Vantage
Alongside what you already run.
Vantage works with the alerts, account data and case processes your team already has. A case can start from a transaction alert, a customer report or a Lighthouse signal. Either way, Vantage brings the work into one investigation and sends findings back to the systems you use.
From reports to networks
One scam is rarely alone. Vantage links phone numbers, crypto wallets, profiles and domains across many reports to find the operation running them. When you attach your account and transaction data, it connects that too, so your team can separate mule accounts from the people directing them.
Reasoning a reviewer can follow
Every finding shows its sources and the steps behind it, so a decision can be explained to a customer, a complaints body or a regulator.
Findings others can act on
Package what you found for police, your financial intelligence unit or industry intelligence-sharing, with sources attached and release under your control.
Example use case
Trace the network behind a scam.
A customer report, a transaction alert or an early signal is the starting point. Vantage works across your account data, the identifiers involved and the outside sources your team is authorised to use.
Illustrative example. Vantage links the identifiers shared across each account in the chain.
Start from the signal
A customer report, a transaction alert, a Lighthouse flag or all three, kept together with the authorised records in one investigation.
Map the network
Link the accounts, wallets, numbers and promoted pages involved across reports. With your account data attached, separate the mule accounts from the people directing them offshore.
Hand it over
A finding with citations and clear reasoning, ready for case review and for release to police or the FIU.
Putting Azonic
to work.
Does this replace our fraud or transaction monitoring tools?
No. Lighthouse adds signals from before the payment. Vantage investigates alongside the monitoring, case management and data you already run, and findings go back into them. We agree how it connects with each bank.
What does Lighthouse watch?
The places where scams are advertised and organised, focused on the scams your customers see most. We agree coverage with each bank.
How do Lighthouse alerts reach our systems?
As structured alerts with their source and context. We agree the format and the connection with your team during deployment.
Does it help with impersonation and account takeover?
Yes. Lighthouse flags scams that impersonate your bank, along with the numbers, links and profiles behind them. When an account is taken over, Vantage links the identifiers involved to other cases and to the wider network.
Can findings be shared with police or other banks?
Yes, under your control and within the information-sharing arrangements that apply to you. Each release goes to a named recipient as a fixed version, with an expiry and the ability to revoke it.
How is customer information handled?
It stays under your control. Deployment, access, retention and which of your records Vantage can use are agreed with each bank and set out in our agreement. Exports and releases are logged.